Free HPN worksheet

Coverage Comparison Checklist

Write down what matters before looking at plans. Bring this list when you talk with HPN.

People

  • □ Who needs coverage?
  • □ What ages are the people who need coverage?
  • □ Does anyone have a pre-existing condition?

Care

  • □ Which doctors and hospitals matter?
  • □ Which prescriptions are used?
  • □ How often is medical care usually needed?

Money

  • □ What monthly amount fits the budget?
  • □ What deductible can the household handle?
  • □ What is the out-of-pocket maximum?

Plan details

  • □ Are doctors and hospitals in the network?
  • □ Are prescriptions covered?
  • □ What services have copays?
  • □ What does the plan not cover?

Extra protection

  • □ Would dental or vision coverage help?
  • □ Would accident, critical illness, or hospital indemnity cash protection help?
  • □ Is life insurance protection in place for loved ones?

We shop. We explain. You decide.

Call (985) 381-6893 when you are ready. Our services are always free.

The MOST coverage for the LEAST amount of money.