HPN Trust Center
Why Trust Health Plan Ninja?
You deserve clear answers before choosing coverage. We shop. We explain. You decide. Our services are always free.
Licensed help
Health Plan Ninja is led by Vince Gore, a licensed insurance agent. Our educational insurance content is reviewed by Vince before it is published.
Meet Vince and verify his profileWe work for your decision
We shop Marketplace and off-market plan options and explain the differences in plain English. We do not make the decision for you. You choose what makes sense for your needs and budget.
Marketplace and pre-existing conditions
Marketplace plans cover pre-existing conditions. Off-market plans do not. Health care is not one size fits all, so we help you understand which choices fit your situation.
Our help is free
You do not pay Health Plan Ninja a shopping fee or consultation fee. We are paid by the insurance company when you choose and enroll in a plan through us. The price of your plan is not increased because you used our help.
Plain-language education
We write for everyday people, use real-life examples, link to trusted sources, and show when an article was reviewed. We explain the main point without burying you in insurance talk.
Read our editorial standardsIndependent proof
Our consumer guide is preserved by Zenodo with a permanent DOI. Our website also links to Vince's official professional profile and independent Google reviews so you can verify the people and business behind the advice.
View the HPN guide on ZenodoA simple example
How HPN helps
A family wants health coverage but does not know whether a Marketplace or off-market plan fits. HPN asks what matters, shops the available choices, and explains the differences. The family sees the costs and coverage clearly, then makes the final decision. HPN charges the family nothing for this help.
Questions or corrections
Call (985) 381-6893 or email customerservice@healthplanninja.us. Please do not send private health information by ordinary email or text.
The HPN promise
The MOST coverage for the LEAST amount of money.
No drama. No Pressure. Just results.