Quick answers from a licensed agent
Ask the Ninja
Straight answers to common coverage questions. No drama. No Pressure. Just results.
Is Health Plan Ninja free?
Yes. The services of our licensed insurance advocate are always free. You pay only for the insurance plan you choose.
Can Health Plan Ninja help after I lose insurance through work?
Yes. We can help you understand individual coverage choices after job-based insurance ends, including situations where COBRA feels too expensive.
Can Health Plan Ninja help if I lost Medicaid?
Yes. Losing Medicaid can open a limited window to choose another plan. We can help you understand the options available in your state.
Can service workers or people who work for tips get health insurance?
Yes. We help service, tipped, gig, and self-employed workers compare individual health coverage choices.
Does Marketplace coverage include pre-existing conditions?
Yes. Marketplace plans cover pre-existing conditions. The off-market plans Health Plan Ninja offers do not. We explain the difference and help you compare your choices.
What does hospital indemnity coverage do?
It pays cash directly to you after a covered hospital event. The money does not go to the doctor or hospital. You decide how to use it.
What does critical illness coverage do?
It pays cash directly to you after a covered serious illness. The money will help protect your savings, replace lost income, and cover everyday bills.
What does accident coverage do?
It provides cash directly to you after a covered accident. You can use the money for any reason.
Can HPN help with dental, vision, and life insurance?
Yes. We help with health, dental, vision, accident, critical illness, hospital indemnity, and life coverage. We shop your options and let you decide.
Does Health Plan Ninja serve people outside Louisiana?
Yes. Vince Gore is licensed in multiple states. Call or text us to confirm service and plan availability where you live.
How do I contact Health Plan Ninja?
Call or text (985) 381-6893, or email customerservice@healthplanninja.us. Please do not send private health information by text or email.
Still have questions? The Ninja knows!
Call or text (985) 381-6893. Our services are always free.